Baccarat Game Rules
Dealing order of the game is Player, Banker, Player and Banker.
There are 8 decks of game cards used and no joker card is used in the game. Total of 416 cards.
At the start of a new shoe, the dealer will draw a card from the shoe and turn over. This will determine how many cards the dealer will burn, according to the Baccarat value, except a 10 or face card will result in 10 cards burned.
The cut card will be placed around the bottom of the shoe by random. When the dealer draws the "cut" card, the current round will be the last round, more cards will be drawn in order to complete this last round. After the last round, cards will be shuffled.
After the last round, all cards will be shuffled and put into the shoe to start a new shoe.
Lucky Six: If Banker wins with 6 points, and if the player has betted in Lucky Six, then the payout would be 12 : 1 or 20 : 1.
You have 14 different choices for betting: Player, Banker, Tie, Player Pair, Banker Pair, Any Pair, Perfect Pair, Player Natural, Banker Natural, Player Bonus, Banker Bonus, Lucky Six, 2 Cards Lucky Six and 3 Cards Lucky Six.
Bet Type |
Description |
Max Round Limitation* |
Payouts |
Player |
Pays if Player has a higher score than Banker. Pushes if the game result is a Tie. |
None |
Player Win
1:1
Tie
Push
|
Banker |
Pays if Banker has a higher score than Player. Pushes if the game result is a Tie. |
None |
Banker Win
0.95:1 (5% commission deducted)
Tie
Push
|
Tie |
Pays if Player and Banker have the same score. |
None |
8 : 1
|
Player Pair |
Pays if the first 2 cards dealt to Player form a pair. |
60 |
11 : 1 |
Banker Pair |
Pays if the first 2 cards dealt to Banker form a pair. |
60 |
11 : 1 |
Any Pair |
Pays if the first 2 cards on either Player or Banker form a pair (same card ranks). Only pays once even if both Player and Banker have pairs from their respective first 2 cards. |
50 |
5:1 |
Perfect Pair |
Pays if the first 2 cards on either Player or Banker form a perfect pair (same card ranks and suits). Only pays once even if both Player and Banker have perfect pairs from their respective first 2 cards. |
50 |
25:1 |
Player Natural |
Pays if the score from the Player’s first 2 cards is 8 or 9. |
50 |
7:2 |
Banker Natural |
Pays if the score from the Banker’s first 2 cards is 8 or 9. |
50 |
7:2 |
Player Bonus |
Pays if the Player wins with a natural (8 or 9) or by a score difference (i.e., margin) of 4 points or more. |
None |
Non-natural Win
Margin of 9 - 30:1 Margin of 8 - 10:1 Margin of 7 - 6:1 Margin of 6 - 4:1 Margin of 5 - 2:1 Margin of 4 - 1:1
Natural Win
1:1
Natural Tie
Push
|
Banker Bonus |
Pays if the Banker wins with a natural (8 or 9) or by a score difference (i.e., margin) of 4 points or more. |
None |
Non-natural Win
Margin of 9 - 30:1 Margin of 8 - 10:1 Margin of 7 - 6:1 Margin of 6 - 4:1 Margin of 5 - 2:1 Margin of 4 - 1:1
Natural Win
1:1
Natural Tie
Push
|
Lucky Six |
Pays if Banker wins with a score of 6. |
50 |
12:1 (2-card Banker hand)
20:1 (3-card Banker hand) |
2 Cards Lucky Six |
Pays if Banker wins with a score of 6 and a 2-card hand. |
50 |
22:1 |
3 Cards Lucky Six |
Pays if Banker wins with a score of 6 and a 3-card hand. |
50 |
50:1 |
* Max Round Limitation - The bet type becomes unavailable after the specified number of rounds in the shoe.
GamePlay
Cards are given point values as follows: Ace = 1, 2-9 = face value, 10, J, Q and K = 0.
The score of the hand is the right digit of the total of the cards.
For example, if the two cards were an 8 and 7, then the total would be 15 and the score would be a 5. The scores will always range from 0 to 9. The suit is not considered.
By comparing Player hand’s point to Banker hand’s point, the larger one is the winner.
For example: P(A,3,5) = 9 points win B(J,2,A) = 3 points.
If you bet on the Player and the Player wins, you are paid 1 for 1 winning on your bet.
If you bet on the Banker and the Banker wins, you are paid 1 for 1 minus 5% commission.
If you bet on Tie and the result is Player or Banker win, you lose your bet.
If both the Player’s hand and the Banker’s hand have equal totals, the game result is a Tie.
If you bet on Player or Banker and the result is a Tie, all bets will be returned.
If you bet on Tie and the result is Tie, your payoff is 8 to 1.
If either the Player or the Banker has a total of 8 or 9 on the first two cards, no further cards are drawn. The resulting hand is called a natural and the hand is over. If both hands have the same value, it’s a Tie. Pair indicates whether Player or Banker’s first two cards are the same.
Third Card Rules
If the Player’s total is less than or equal to 5 the Player’s hand draws a third card.
Player |
Total point of starting hand |
Third card rules |
0,1,2,3,4,5 |
Draw a third card |
6,7 |
Stand |
8,9 |
Natural winner |
If the Player does not draw a third card, then the Banker’s hand stands on 6 or more and takes a third card on a total of 5 or less.
If the Player does take a third card then the Banker’s third-card-rules below will determine if the Banker takes a third card.
Banker |
Total point of starting hand |
Third card rules |
0,1,2 |
Draw a third card |
3 |
If Player drew an 8, the Banker stands |
4 |
If Player drew a 0, 1, 8, 9, the Banker stands |
5 |
If Player drew a 0, 1, 2, 3, 8, 9, the Banker stands |
6 |
If Player drew a 0, 1, 2, 3, 4, 5, 8, 9, the Banker stands |
7 |
Stand |
8,9 |
Natural winner |
Bidding Squeeze
The player who makes the highest bet for that round on banker, he/she can squeeze the 2nd and 3rd card (if any) of the banker.
The player who makes the highest bet for that round on player, he/she can squeeze the 2nd and 3rd card (if any) of the player.
No Commission Baccarat Game Rules
The No Commission Baccarat game rules are the same as normal Baccarat, except there is no commission when the Banker wins, paying 1 : 1, unless the Banker wins with 6 points, then the payout will be 0.5 : 1.
Good Roads
Name |
Definition |
Long Banker
|
At least 4 consecutive Bankers on the Big Road |
Long Player
|
At least 4 consecutive Players on the Big Road |
1 Lounge 2 Rooms (Banker)
|
Pattern (Banker, Player Player) appears at least 2 times on the Big Road consecutively |
1 Lounge 2 Rooms (Player)
|
Pattern (Player, Banker Banker) appears at least 2 times on the Big Road consecutively |
Big Road Single
|
Intervals of 1 player and 1 banker on the Big Road consecutively |
Consecutive Banker
|
At least 2 Bankers are followed by at least 1 player and this pattern appears at least 3 times on the Big Road consecutively |
Consecutive Player
|
At least 2 Players are followed by at least 1 banker and this pattern appears at least 3 times on the Big Road consecutively |
Clap Clap Road
|
Intervals of at least 2 players and at least 2 bankers on the Big Road consecutively |
Game Mode
Game Mode |
Description |
Bidding Squeeze
|
With this game mode on, the players with highest bet have the privilege to squeeze card. |
Card Authentication Rules
-
New shoe generation
-
Card Numbers are determined
Encrypts Card number and Card content
-
Start using the shoe
-
Public Hash Values go public after encryption
-
A card is revealed
-
Card Plain-text reveals and available to be verified
-
Last card is drawn
-
Each shoe contains “Card Number”,“Card Plaintext”, and “Public Hash Value” for each card. All “Public Hash Value” and "Card Number" are disclosed to all players whenever a new shoe is used.
The Card Number determines the dealing order.
While Card Plaintext will only be disclosed when the card value is revealed.
After clicking the verify button, you can match the “Verified Hash Value” with the “Public Hash Value” and check if they are the same.
“Public Hash Value” is generated by “Card Plaintext”. According to SHA-512, it cannot be tampered with once it is generated.
Card Plaintext samples on Heart 3
- Suit
- H-
- Points
- 3-
- Random String
- uee9JLvMAncG4J2FN8dG-13D0FF3A6155E3BAFE96C79DE5CAA6696FA577A668DA233CA062F1A6F215F56FB2AD5F82AB8193D45F56042DAA635D39078F04E8F6E92296D55B93590A23E4E2
Suit |
S is Spade. H is Heart. D is Diamond. C is Club. |
Points |
1~13 are A, 2, 3, 4, 5, 6, 7, 8, 9, 10, J, Q and K. |
Chips on any bet zone
|
Showing this chip if the player doesn't confirm the bet yet. |
|
Showing this chip if the player confirms the bet. |
|
Showing this chip when other players confirm their bet. |
|
This state appears if any exception found. |
|
This state appears if the transaction is still ongoing. |
Error Handling
If a network error occurs during a started game, the company rules state the game will continue until completed. When the network connection is resumed final results will be issued.
Supplementary
The "Limit" values for Player and Banker pertain to the limit of difference between "Player" and "Banker" bet amount, which means any bet on "Player" will compensate and enlarge the same amount to the limit of "Banker" , vice versa.
The maximum RTP of the Baccarat game is 98.94%.